Mortgage Closing Costs: What’s Included and How to Save?

Buying a home involves more than just your down payment and monthly mortgage; there are also mortgage closing costs to consider. Understanding these expenses upfront helps you budget wisely and avoid last-minute surprises. In this guide, we’ll cover what mortgage closing costs are, the types you’ll encounter, how to calculate them, expert tips to reduce […]

A Step-by-Step Guide to Renewing Your Mortgage in Canada

When purchasing your home, you would have signed a mortgage with a set amortization period of 15 to 35 years. However, the mortgage itself is usually divided into terms ranging from 6 months to 10 years, most commonly 2 to 5 years. If your mortgage is coming up for renewal soon, now is the perfect […]