Non-Resident Mortgage
Services In Canada

As always, the land of real estate remains Canada’s favorite hot destination for overseas investors and ex-pats. From second homebuyers, income-generating investments through rental incomes, and plans for a retiree life abroad. 


At Diverse Mortgage Group, we offer tailored Non-Resident Mortgage Services in Canada, ensuring a seamless experience for international buyers.

What Is A Non-Resident Mortgage?

A Non-Resident Mortgage is designed for individuals who are not permanent residents or citizens of Canada but wish to purchase property within the country.

This type of mortgage comes with specific requirements, including:

Our Non-Resident Mortgage Solutions

Diverse Mortgage Group simplifies the process for obtaining a Non-Resident Mortgage in Canada by providing the following:

Full Assistance

We provide you with a step-by-step guide from the first consultation up to the time of closing.

Access to Top Lenders

Our vast network of Canadian lenders guarantees competitive terms and the lowest non-resident mortgage rates.

Document Preparation Assistance

We help you get all the required documents together in preparation for presentation to the Canadian lenders.

Customized Solutions

Our services are personalized according to the goal, be it a vacation home or investment property.

Multilingual Support

We cater to the diverse backgrounds of our clients through multilingual support, ensuring hassle-free communication.

Ongoing Assistance

Above all, we'll help you manage your property and finances long after you secure your mortgage.

How Does A Non-Resident Mortgage Work?

Eligibility Requirements

Non-residents must prove financial stability through bank statements, proof of income, and employment verification.

Down Payment

Non-residents are usually required to make a higher down payment, usually 35% or more of the property's purchase price.

Credit History

Canadian credit history may not be necessary, but lenders often consider international credit reports.

Tax Implications

Buyers must be made aware of NRST and other provincial regulations.

Use of Property

Non-resident mortgages are suitable for use as vacation homes, investment properties, or plans for relocation.

Advantages Of Non-Resident Mortgage

Access to Canadian Real Estate

You can have the security of property ownership in one of the most desirable markets globally.

Build Equity Abroad

Owning a property in Canada allows building equity in a stable and appreciating real estate market.

Rental Income Opportunities

Rental income would be earned, providing steady cash flow from the investment properties.

Residency in Canada

A Non-Resident Mortgage is one of the reasonable steps taken towards establishing residency in Canada.

Why Diverse Mortgage Group?

Our Non-Resident Mortgage Services in Canada set us apart through our

Extensive Experience

Decades of expertise have allowed us to assist many non-residents in making their dreams of owning a property in Canada come true.

Lender Partnerships

We can obtain favorable terms for international buyers through our close partnerships with leading lenders.

Tailored Approach

We recognize that every client has unique needs and tailor our services to suit the client's requirements.

Transparency

We are transparent and give straightforward advice to help you make informed decisions.

Extensive Experience

Decades of expertise have allowed us to assist many non-residents in making their dreams of owning a property in Canada come true.

Lender Partnerships

We can obtain favorable terms for international buyers through our close partnerships with leading lenders.

Tailored Approach

We recognize that every client has unique needs and tailor our services to suit the client's requirements.

Transparency

We are transparent and give straightforward advice to help you make informed decisions.

What Our Clients Say

Our track record speaks for itself, and we have numerous satisfied clients worldwide.

Unlock Canada's Real Estate Potential

Owning property in Canada is more accessible than ever with the proper guidance and expertise. At Diverse Mortgage Group, we're committed to making your dream of property ownership a reality.

Contact us today for a free consultation, and let's explore the possibilities of a Non-Resident Mortgage together!

FAQ

Frequently Asked Questions (FAQs)

All such persons who are non-Canadian residents or citizens and have reasonable financial stability and relevant documentation can be eligible.

Non-residents generally must pay at least 35% of the purchase price in a down payment.

In a few provinces, non-resident buyers are subject to tax obligations like the Non-Resident Speculation Tax (NRST).

Yes, many lenders accept international credit reports within the application.

You can buy second homes, investment properties, or future-planned retirement homes.