Residential Mortgage
Services In Canada
Looking for a mortgage that fits your lifestyle instead of the other way around?
At Diverse Mortgage Group, we understand your home is more than just a place to live—it reflects your dreams. Whether purchasing your first home, upgrading to a larger space, or refinancing for a better deal, we’re here to guide you every step of the way.
With over 25 years of experience, we go beyond simply offering loans—we create personalized financial solutions tailored to your needs. Here’s why we’re a trusted choice for residential mortgage services in Canada.
Our Residential Mortgage Services
We provide a full spectrum of services smoothly and stress-freely for home financing.
First-Time Homebuyer Programs
Buying your first home is exciting but also overwhelming. That's why we're here to guide you through the entire process, from explaining your financing options to securing the best rates and terms.
We ensure you have the confidence and knowledge to make informed decisions.
Let us help you start your homeownership journey on the right foot.
Mortgage Refinancing
You could save money on monthly mortgage payments or access your home's equity. Our refinancing options are suited to your BUDGETARY NEEDS.
Whether you need a reduced interest rate, shortening your loan term, or debt consolidation, we can create the perfect refinancing plan to help you meet your requirements.
Home Equity Loans
Your home is more than just a roof over your head; it is an investment. You can use that investment in a home equity loan to fund anything from home renovations and college tuition to unexpected expenses.
We will walk you through the process, ensuring that we make it convenient and easy for you to access the funds you need with flexible and convenient loan terms.
New Construction Mortgages
Building your dream home: creating something from scratch is indeed rewarding. That being said, funding construction projects calls for support.
Our new construction mortgages come with individualized fee structures to meet the unique demands of building your home and providing the resources you need to bring your vision to life.
Why Diverse Mortgage Group?
Securing a mortgage can be extremely time-consuming and complicated, but this is where we stand out.
Here is why we are the best fit for you:
Individualized Attention:
We believe each borrower is distinct. We educate ourselves about your financial profile, future ambitions, and wants, hence our solutions that best suit you.
Flexible Solutions:
From being a first-time homebuyer to self-employment or just trying to refinance, we have solutions tailored to your needs.
Clear Procedure:
There are no hidden fees. We will communicate clearly so you can understand each step in the mortgage process as you go and be empowered to make your decision.
Continued Assistance
Our commitment does not end when the deal is closed. We will stand by your side to answer all your needs as they grow and help you through the mortgage process.
How It Works
We keep the process straightforward and transparent
Here’s what to expect:
1. Initial Consultation:
2. Mortgage Matching:
3. Application Support:
4. Closing:
Our Clients Believe In Us
HERE IS WHAT THEY ARE SAYING
Get Started Today With A Free Consultation!
Your dream home is closer than you think.
FAQ
Frequently Asked Questions (FAQs)
What is a residential mortgage?
A residential mortgage is a loan used to purchase or refinance a home, with the property as collateral.
How do I qualify for a residential mortgage in Canada?
Eligibility depends on your credit score, income, debt-to-income ratio, and down payment size. Our team helps you understand the requirements and improve your chances of qualifying.
What are the benefits of refinancing my mortgage?
Refinancing can help you secure a lower interest rate, reduce monthly payments, or access your home’s equity to fund other priorities. It’s an excellent way to save money or achieve financial goals.
How long does it take to get approved for a residential mortgage?
Approval times vary based on your financial situation and the lender, typically from a few days to weeks. We’ll be with you every step of the way to ensure a smooth process.