International Home Purchase
Mortgage Services In Canada
Buying your dream house in Canada is exciting for prospective international buyers, though it introduces a unique factor. That’s where Diverse Mortgage Group makes this process easy and uncomplicated. With years of experience helping global clients, we provide focused solutions that address each unique need.
What Is An International Home Purchase Mortgage?
It is a finance solution aimed at people living abroad who may wish to acquire a property within Canada. Whether one wants to invest in a vacation home, rental home, or even permanent residence, the mortgage does break the tangles of cross-border property dealings.
Why Choose An International Home Purchase Mortgage In Canada?
Canada’s stable economy, vibrant cities, and breathtaking landscapes make it a prime desHere’son for property investment.
Access to Prime Real Estate
Gain entry to Canada's flourishing real estate market, from Canada to serene countryside homes.
Build Wealth Through Investment
Canadian properties are known for their strong appreciation rates, making them a valuable long-term investment.
Diverse Options for Buyers
Whether buying for personal use or an income-generating asset, this mortgage gives you the flexibility to meet your needs.
Ease of Financing
Being a non-resident does not deny you competitive financing options to buy property in Canada.
Who Would Benefit From An International Home Purchase Mortgage?
Our service is valuable to:
Non-Residents
Who intends to buy another home or a non-primary residence in Canada?
New Comers to Canada
Who recently moved to Canada and is seeking to establish roots with property ownership.
Global Investors
People who are looking to diversify their portfolio with Canadian real estate.
International Students
Families of students studying in Canada are interested in purchasing property instead of renting.
How Does The Process Work?
Securing an International Home Purchase Mortgage in Canada is a straightforward process when guided by the experts. Here is how it works:
Eligibility Requirements
- Proof of income from your home country.
- A valid passport or government-issued ID.
- A Canadian bank account (often required).
Down Payment
Mortgage Approval
Legal Assistance
Why Choose Diverse Mortgage Group?
Here at Diverse Mortgage Group, we know that the process for international buyers is entirely different. This makes a team of committed mortgage experts present to make your experience simple, transparent, and stress-free.
Tailored Solution
We present customized mortgage planning based on customers' financial situations and property goals.
Extensive Lender Network
Access the broadest possible number of lenders that offer competitive rates to international purchasers.
Support At Every Step Of The Way
The team will guide you through the process from documentation to approval.
Painless Transactions
You can focus on your decision to purchase a property while we handle the complexities.
Tailored Solution
We present customized mortgage planning based on customers' financial situations and property goals.
Extensive Lender Network
Access the broadest possible number of lenders that offer competitive rates to international purchasers.
Support At Every Step Of The Way
The team will guide you through the process from documentation to approval.
Painless Transactions
You can focus on your decision to purchase a property while we handle the complexities.
What Our Clients Say
Take The First Step Toward Your Canadian Property Investment
Invest in a home in Canada. With the end of restrictions, real estate as a non-resident in Canada is no longer such a nightmare. We offer International Home Purchase Mortgage Services at Diverse Mortgage Group and expert help to get you the property of your dreams in Canada.
Get in touch with Let's Now and move toward that new house you wish to buy.
FAQ
Frequently Asked Questions (FAQs)
Do I need a Canadian credit history to apply for this mortgage?
No, international buyers can qualify for a mortgage based on their income and credit history from their home country.
How much down payment is required for non-residents?
Typically, non-residents require a down payment of 35%–50% of the property value.
Can I buy property in Canada without being physically present?
Yes, it can be done remotely with the help of a lawyer and mortgage specialist.
Are there any restrictions on the type of property I can buy?
All kinds of properties can be purchased, from condos and single-family homes to multi-unit properties.
How long will it take for the approval to go through?
In most cases, it depends, but if everything is correct with the paperwork, you may get approval in 2–4 weeks.