Getting a Mortgage in Retirement: Is It Right for You in 2026?

Retirement doesn’t always mean you need to be mortgage-free. In Canada, many retirees are selling their homes, downsizing, relocating, supporting family members, or purchasing cottages and vacation properties. In recent years, more households in retirement are considering whether they can still qualify for a mortgage. Increasing home costs, increased life expectancy, and tougher lending standards […]